The author has discussed in detail the mechanism of moneylending by the Sikh migrants. The economy of rural areas of Philippines is based on credit provided by Sikh moneylenders. It involves no paper work, no bank guarantees, and is totally hassle free. The interest rates are high going up to 20 percent in 4 months. With a hassle-free lifestyle and easy availability of women and sex, the Philippines is an attractive country for Punjab village youths, whose landholdings are small and who just have high school education with no prospects of a good job in India. But this business involves high risks and every year there are reports of Indians being murdered or shot while on their rounds to collect payments. The author has recounted some success stories of Indian Filipinos; the most interesting being that of Ramon Bagatsing, who was elected as Mayor of the city of Manila from 1971 to 1986. Most of Sikh migrants earn enough money and return to India after a decade.

Chapter 8 is devoted to Sikhs in Hong Kong. Possibly, the earliest recorded Sikh migration took place in 1841 to Hong Kong as described in the book: "Sikhs in Hongkong" edited by Gulbir Singh Batra and reviewed by me. The present author has challenged this claim and considers 1867 as a more plausible date of migration. It is however agreed that Sikh policemen were recruited from Punjab as prison guards and security personnel to control rebellious Chinese in Hong Kong and mainland China. Sikhs continued to play an active and important role in the Hong Kong Police force right up to 1950. The author visited Hong Kong Police Museum to record his impressions about the role played by the Sikh Police in maintaining peace in Hong Kong.

Hong Kong was a transit point for the Indian troops deployed in China. During 2nd World War, Hong Kong was occupied by the Japanese in 1941. The Sikh Regiment was deployed to defend Hong Kong, but Japanese killed and captured Sikh soldiers. Large scale killing took place in Hong Kong. Hong Kong's strategic location made it hub for onward migration of Sikhs to other countries, including Canada and USA. The Komagata Maru episode has direct links to Hong Kong as the trip to Vancouver was started from this port. The present Gurdwara in Hong Kong was built in 1901 but there is evidence of earlier Gurdwara started in Police barracks. After the Chinese occupation of Hong Kong, the Sikh migration has almost dwindled to the bare minimum. But the Punjabi Sikhs have co-existed harmoniously with the local Chinese community for over a century.